Line of Credit Loan

January 1 – 31, 2026

Rates from 9.00% APR – 18.00% APR

The Annual Percentage Rate (APR) available is 9.00% – 18.00%.

Credit will be reviewed every two years to maintain availability to the Line of Credit Loan.

Payment will be adjusted to the balance increase until your limit is reached.

Interest does not accrue until the credit line is advanced.

A $5.00 fee will apply if you request an advance by calling LGWFCU.

No fee will be applied if you request an advance through Online Banking.

The Late Payment Fee is $15.00.

Return Payment Fee is $15.00.