The Annual Percentage Rate (APR) available varies from 3.49 % APR to 16.49% APR depending on credit score and length of financing. This rate will only apply to new loans only, refinancing of auto loans with LG & W Federal Credit Union will not qualify.

Membership eligibility required.

Loans are subject to approval.

Not all will qualify for the lowest rate.

Rates good from September 1, 2025 – October 31, 2025.

Rates apply to 2016–2025-year models.

Minimum $30,000.00 for loans financed for 72 months and above 125% LTV of NADA retail value financing is available on refinances from other institutions without additional rate increase.

No payment for 60 days. (Interest will begin to accrue on the date the loan is funded and will continue to accrue throughout the deferment period.)

$10,000 financed for 60 monthly payments at 8.49% APR equals a monthly payment of $206.62.

The late payment fee is $15.00.

The return payment fee is $15.00